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Simplified Underwriting-Guaranteed Issue
Simplified Underwriting-Guaranteed Issue This is a discussion on the subject of simplified ... how guaranteed issue underwriting is used in some direct-response marketing and finally, offering of additional ...- Authors: Peter F Chapman, Richard Cumming, Harold G Ingraham, John Ladley
- Date: Apr 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Current Topics for Individual Life and Annuity Product Development
new-money yield rates available, the nascent long-term-care-insurance [LTCI] and accelerated death benefit [ADB] ... Actuaries, Vol. 14, No. 2. Group life plans;Long-term care insurance=LTCI;Taxes=Taxation;Universal life; 16110 ...- Authors: Harold G Ingraham, Walter N Miller, Jesse M Schwartz, Richard Wong
- Date: May 1988
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Federal Income Tax and Product Development
providing lower appar- ent cost. But what about direct recognition which naany of us believe is so important ... past. Thesc arc the biggest problem because the direct cost of their insurance has just been increased ...- Authors: Steven W Fickes, Douglas French, Allan D Greenberg, Harold G Ingraham, James Murphy
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Rear End Loaded Products
uni- versal life, advertised that there is "no direct expense charged to the persistent policyholder" ... the United States. Although this does not have a direct affect on our topic of rear end charges, it does ...- Authors: Dennis Carr, James Glickman, Harold G Ingraham, Gregory J Kaiser, William Schnaer
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Premiums and Dividends - Participating Insurance
need a surplus of 4 - 5% of liabilities to take care of defaults in a depression. Various lines have ... experience. That statement alone would not preclude direct recognition of policy loans. In regard to claim ...- Authors: Harold G Ingraham, William M Snell, Richard M Stenson, Thomas C Sutton
- Date: Jun 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Individual Life Products in the Employee Market
Individual Life Products in the Employee Market This 1978 session discussed Individual Life Products ... if he stays with the company, he doesn't really care. It won't attract him and it won't motivate him ...- Authors: Harold G Ingraham, Walter N Miller, Jack S Couzens, Eugene L Notkin
- Date: May 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance